Posts Tagged ‘stock market’

How French Health Care Compares To The US System

France’s health-care system, which is called “social security,” has been globally recognized for overall quality. In a 2000 report, the World Health Organization ranked it the best national health-care system in the world.

As Democrats push a government-funded health care and President Donald Trump campaigns on repealing Obamacare without a clear alternative, Health care has become a major focus of the 2020 elections. Many Americans are considering what kind of health care system they may want.

“Medicare for All” has become a mantra among the left-of-center Democrats, with most of their plans calling for a universal single-payer health-care system, closely modeled after Canada’s health-care system. But there’s another national health-care system that’s worth paying attention to: France’s.

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Be the first to comment - What do you think?  Posted by admin - May 19, 2019 at 3:20 am

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How Amazon Could Disrupt Health Care

Amazon has been described has the “everything store, ” but it’s missing one major category – prescription medicines. That might soon change, in the wake of Amazon’s roughly $1 billion acquisition of PillPack, an internet pharmacy.

Health experts told CNBC that it’s only a mater of time before Amazon starts selling prescription drugs on its online marketplace, and that it’s assembling a team to do just that. For Amazon, pharmacy represents a multibillion market opportunity, but it’s also highly complicated and will involve battling with some entrenched competition that has a vested interest in keeping drug prices high.

But Amazon, with its scale, leverage, and supply chain expertise, could be the company to do it, the experts said.

People buying medical supplies on Amazon, such as glucometers and cold medicine, can now use their flexible savings accounts or health savings accounts to get discounts.

These programs, often referred to as an HSA or FSA, allow people with health insurance to set aside a portion of their salary before taxes to cover medical expenses that would have been paid for out-of-pocket, such as prescription medicines and medical supplies.

In a statement to CNBC, Amazon said it’s “excited to announce” the feature, which allows buyers to use their HSA or FSA debit cards towards eligible purchases.

“Customers now have the flexibility to use FSA/HSA cards on a wide range of eligible over-the-counter purchases, eliminating the need to pay out-of-pocket or submit receipts for reimbursement,” the Amazon spokesperson said.

Amazon started rolling out the offering to customers earlier this month, which was spotted by a few outlets and blogs.

In recent years, Amazon has started adding more health and wellness products, including medical devices and over-the-counter medicines.

Amazon’s rival Walmart, which currently offers pharmacy services, also has a storefront for HSA and FSA products.

The company also acquired an internet pharmacy company, PillPack, in the summer of 2018, signaling an interest in adding prescription medicines to its marketplace. It now has a leader for that pharmacy business, a veteran who helped build Amazon’s Kindle self-publishing platform. But PillPack, which primarily serves older customers who take multiple medications, hasn’t been fully integrated into Amazon and still operates independently.

Prescription drugs is a notoriously challenging product to offer, given the complex web of intermediaries that sit between the drug manufacturer and the pharmacy. To sell prescription medicines, Amazon will need to work with middlemen, known as pharmacy benefits managers, in order to take a customer’s insurance.

Some health experts suggest that the move into adding HSA and FSA cards is a smart method for Amazon to learn more about people’s spending on health.

“It’s a back end way for Amazon to learn about consumer purchasing behavior of health care products and services, as it moves more deeply into the space,” said Michael Yang, a health-tech investor with Omers Ventures.

Others believe that Amazon’s new storefront could be a starting point for the company to extend into pharmacy and employer benefits.

If Amazon had a pharmacy offering, “consumers with high deductible plans and health savings accounts may be more than willing to pay cash for prescriptions using these accounts,” said Stephen Buck, a health entrepreneur who previously worked at McKesson, a major drug distributor.

Some in the pharmacy world have speculated that Amazon will get into the space by initially focusing this segment of consumers that typically pays cash for their prescription medicine. That’s about 6 percent of the U.S. population, which is a chunk of the $450 billion pharmacy market. If it did that, those people might choose to use their health and flexible savings accounts.
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How Amazon Could Disrupt The Pharmacy Business

Be the first to comment - What do you think?  Posted by admin - April 13, 2019 at 3:22 am

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Here’s what to expect from the health care sector in 2019

Ana Gupte, senior analyst and managing director of health care services at Leerink Partners, joins “Squawk Box” to discuss what to expect from the health care sector in 2019.

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Be the first to comment - What do you think?  Posted by admin - January 1, 2019 at 3:21 am

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The Importance of a Plan

The Importance of a Plan

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There are quite a few things you need to do when you want to turn things around in your life, such as, creating more time and making more money, but if you do not do the first most important thing you will get lost along the Way.

Make a Plan.
Now plans can not always be laid in concrete, their purpose is not to stress you out because something came up and you had to change your plan a little. The purpose of a plan is to give you a reference point. It's what you go back to time and again to make sure you are doing the things you need to for a successful outlet. When it comes to increasing your income you must write down your plan.

Begin with the end in mind, what is your goal, your purpose. Do not say to make more money, you must be specific. For me it's always been to own my home, and not in partnership with the bank. You may want an income of $ 10,000 a month, make a plan outlaying, how you will do it, what method will you use, how long will it take. You must have a course to follow, guide posts along the way if you start to wander off. Life can get crazy if you just let it happen to you. Make a Plan, write it down, then come back to it over and over, revise it enhance it, use it.

If you have decided to start an online business to increase your income, with less time commitment, it's essential to do a business plan. Even with only a small investment, without a Business Plan businesses fail.

If you want to invest in property you must have a plan, you will buy and hold, renovate and sell, what kind of property and location. Are all your safety measures in place such as insurance and do not forget Income Protection. The best laid plans encounter the unexpected, 'Be Prepared'.

The Stock market must have a strategy for all its highs and lows. Plan your strategy, it's OK to take risks but it's better when its risk you can afford once you have set yourself up with a plan that works for you.

Put education into your plan, the world has become so complex we are affected by things that are so far away and so out of our control, education in your chosen method is vital. If you want to start a small business in this country you do a business course you learn how to make a business plan. If you want to increase your income through property investing, internet business or the stock market, learn all you can and Make a Plan.

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Be the first to comment - What do you think?  Posted by admin - April 23, 2017 at 12:20 am

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