Posts Tagged ‘health care’

NOW MSM 1000mg, 240 Veg Capsules

$eleven.forty nine

MSM 1000mg 240 CapsuleProduct Description

MSM (Methylsulphonylmethane) is a organic kind of natural and organic sulfur observed in all dwelling organisms. This organic compound, researched because 1979, supplies the chemical hyperlinks necessary to kind and keep many distinct varieties of tissues observed in the human entire body, which includes connective tissue these as articular cartilage. Though MSM is a organic part of nearly all new fruits, veggies, seafood and meat, food-processing solutions minimize sulfur degrees, generating supplementation extra essential than ever. NOW MSM is analyzed to meet a bare minimum ninety nine.7% purity.

Suggested Use As a nutritional health supplement take 2 capsules 1-2 situations each day with foods. If intestinal gasoline happens, minimize dosage – Or as directed by your health care experienced.

Supplement DetailsServing Dimension: 2 CapsulesServings Per Container: a hundred and twentyAmount Per Serving% Each day Worth***MSM (Methylsulphonylmethane)2. g (2,000 mg)
***% Each day Values are based on a 2,000 calorie eating plan

Other Ingredients: Gelatin (capsule), Stearic Acid and Magnesium Stearate

Does Not Have: Sugar, salt, starch, yeast, wheat, gluten, corn, soy, milk, egg or preservatives.

Warnings: Continue to keep out of get to of youngsters. As with all nutritional health supplements, seek the advice of your health care experienced in advance of use. See product label for extra data.

MSM (Methylsulphonylmethane) is a organic kind of natural and organic sulfur observed in all dwelling organisms
This organic compound supplies the chemical hyperlinks necessary to kind and keep many varieties of tissues…

Be the first to comment - What do you think?  Posted by admin - June 22, 2017 at 3:20 pm

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Kerasal Fungal Nail Renewal Treatment method 10ml, Restores the wholesome overall look of nails discolored or destroyed by nail fungus or psoriasis.


Kerasal Nail Fungal Renewal Treatment method is clinically tested to speedily increase the overall look of nails destroyed by fungus or psoriasis, with original improvement witnessed in just 2 months! Kerasal Nail’s patented formula deeply penetrates the nail, normalizing thickened nails and restoring coloration to a well being overall look.CLINICALLY Confirmed KERASAL FUNGAL NAIL RENEWAL Enhances NAIL Visual appeal IN JUST one 7 days! Kerasal aids restore the wholesome overall look of discolored or destroyed nails brought on by components this kind of as toenail fungus (onychomycosis) or psoriasis.
Enhances NAIL Visual appeal IN More than 90% OF FUNGAL NAIL Victims (when utilized as directed).
Lowers DISCOLORATION, NORMALIZES THICKNESS AND REHYDRATES BRITTLE, Ruined NAILS Caused BY NAIL FUNGUS – Kerasal’s unique formula deeply penetrates the nail and aids take away the destroyed layers to restore wholesome nail overall look.
Accepted BY THE AMERICAN PODIATRIC Health care Affiliation
KERASAL IS Distinctive! You may not know that Fungi Nail Toe & Foot and Fungi Treatment Anti-Fungal Treatment method can only be utilized on the pores and skin to get rid of pores and skin fungus… not toenail fungus (onychomycosis). Kerasal is specifically formulated for use on the toenail or finger nail, to restore wholesome nail overall look. If your health care provider has approved an oral antifungal like Lamisil or generic terbinafine, ask your health care provider about incorporating Kerasal to your therapy for noticeable success quickly!

Be the first to comment - What do you think?  Posted by admin - June 21, 2017 at 6:49 pm

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Points to Think about When Obtaining Pet Coverage for More mature Puppies

As your dog advancements in many years and the expense of vet care improves, it really is about time you look at having insurance coverage for more mature dogs to ensure that they are supplied the very best overall health care without the need of breaking the lender. It also lets house owners to acquire edge of any progression in vet care that can diagnose illnesses before.

Most dog house owners who are in the sector for insurance coverage for their pets want an insurance coverage that will acquire care of the invoice must their dog get sick which generally occurs as the dog ages. Even so, not all pet insurance coverage are produced equivalent. It is a will have to that you study your their carefully in advance of you dedicate to acquiring a single as insurance coverage coverage could vary from a single company to another.

You will soon good out that picking the suitable plan is not as easy as it could seem. There are practically countless numbers of insurance coverage procedures for your pet and they could vary noticeably in conditions of coverage and quality. The very best way to start out in your assortment is to do some great deal of research on the net for organizations giving insurance coverage in particular for more mature dogs. You could also benefit from the comparison website to enable you opt for the suitable insurance coverage for your dog.

The annually or regular agreement could depend on key factors such as health care record, any pre-existing circumstances, recent state of overall health, your spot, breeding, and age of your pet. These factors will determine if your dog can be insured or not.

It really is encouraged that you get pet insurance coverage for your dogs as early as attainable mainly because…


Be the first to comment - What do you think?  Posted by admin - June 19, 2017 at 11:49 pm

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CareMore Health System’s Collaboration With Lyft Improves Access to Care, Reduces Transportation Cost and Wait Times | Business Wire

CERRITOS, Calif.–(BUSINESS WIRE)–A collaboration with Lyft to provide nonemergency medical transportation

for CareMore Health System’s Medicare Advantage beneficiaries is already

reducing transportation wait times by 30 percent, according to results

of a pilot study released in the Journal of the American Medical

Association (JAMA).

Individuals using the service are now waiting an average of just nine

minutes to be taken to or from their medical appointment. The JAMA

article, “Nonemergency

Medical Transportation: Delivering Care in the Era of Lyft and Uber”

notes that average per-ride costs have been reduced by more than 30

percent (from $31.54 to $21.32). Satisfaction with the new program,

which covers beneficiaries in selected areas of southern California,

exceeded 80 percent. CareMore plans to continue the program and

potentially expand to markets beyond California.

The federal government currently spends an estimated $2.7 billion on

nonemergency medical transportation each year. Individuals with the

highest burden of chronic disease and those who are older, poorer and

members of ethnic or racial minorities have the greatest transportation

barriers. Lack of transportation to medical care can result in delayed

treatment, causing chronic diseases to worsen.

“Great clinical care is only great if patients can get to it;

ultimately, our partnership with Lyft makes accessing health care

easier,” said Dr. Sachin H. Jain, president of CareMore. “Although the

program is in the early phases, the results are promising and represent

a significant shift – challenging the status quo to do what is right for


CareMore’s program with Lyft addresses a major health care problem, as

research suggests that an estimated 3.6 million Americans miss or delay

receiving nonemergency care each year due to transportation challenges.

Lack of access to consistent, affordable transportation can cause

difficulties in maintaining medical appointments, ultimately affecting

an individual’s ability to receive necessary care.

“At Lyft, we’re focused on improving transportation and treating people

better,” said David Baga, chief business officer of Lyft. “Providing

nonemergency medical transportation is crucial, and we’re proud to be

working with CareMore to make a difference in the lives of patients.”

To use the service, patients call CareMore to schedule their

transportation, and CareMore and National MedTrans Network, Inc. (NMN),

a medical transportation management organization, use Lyft’s Concierge

platform to coordinate rides, ensuring patients are picked up faster and

transported safely and reliably.

“The collaboration between CareMore, Lyft and NMN is unprecedented in

the goal to truly leverage technology to change the patient experience,”

said Billy McKee, president of NMN. “We’re pointed in the right

direction and making progress.”

The JAMA article was based on data involving 479 nonemergency medical

rides among Medicaid beneficiaries in New York and CareMore’s Medicare

Advantage beneficiaries in California between May 2 and June 6, 2016.

Data was collected and analyzed by authors Brian W. Powers, AB, Harvard

Medical School, Harvard Business School and CareMore Health System;

Scott Rinefort, MBA, CareMore Health System; and Sachin H. Jain, MD,

MBA, CareMore Health System and Stanford University School of Medicine.

About CareMore

CareMore has invested in developing an extensive clinical infrastructure

centered on high-touch patient care for Medicare beneficiaries and other

populations. Its clinical model is an innovative health care delivery

approach that proactively addresses the health needs of members of

Medicare and/or Medicaid plans by focusing on prevention and highly

coordinated care, resulting in clinical outcomes above the national

average. Today, the CareMore model provides care for more than 100,000

Medicare Advantage and Medicaid members of health plans in California,

Nevada, Arizona, Virginia, Tennessee, Ohio, Iowa and Georgia. CareMore

also is participating in a dual demonstration project in parts of Los

Angeles County in conjunction with state and federal regulators to

coordinate care for people eligible for both Medicare and Medicaid. For

more information about CareMore, go to

About Lyft

Lyft was founded in June 2012 by Logan Green and John Zimmer to

reconnect people and communities through better transportation. Lyft is

the fastest growing rideshare company in the U.S. and is available in

200 cities. Lyft is preferred by drivers and passengers for its safe and

friendly experience, and its commitment to driving positive change for

the future of our cities.

About National MedTrans Network, Inc.

National MedTrans Network, Inc. (NMN) leverages technology, data and

analytics to deliver best in class experiences for varied populations in

nonemergency medical transportation and care coordination. Since 2005,

we have delivered nonemergency medical transportation benefit management

solutions to managed care, governmental, nonprofit, private and

consumer-facing payers.

Be the first to comment - What do you think?  Posted by admin - June 13, 2017 at 3:13 pm

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Types of Doctors and their Salaries

As we have paced towards growth and development in every sector, the medical field has evolved to become one of the most dynamic and diversified sectors. Today, health care is an established industry with numerous medical jobs and specializations. Doctors and surgeons help provide the much-needed medical care to patients. The services that doctors provide, are indispensable. While there are many specialties and sub-specialties in the medical field, the remunerations of doctors will vary based on the critical nature of their specialization, their experience, knowledge, and skill. Hence, you will find disparity in the earnings of the different types of doctors.

Doctors and their Salaries

The earnings of the types of doctors mentioned below are their average salaries and they may vary depending on factors like work experience, job location, qualification, and employer type. It should be understood that salaries are a function of various parameters and those mentioned here have been approximated and averaged to give you an overview of the earnings in this profession. Generally, the lower range is for beginners and the higher range is for established ones. The following data has been sourced from PayScale and is so, as of July-August, 2013.


Anesthesiologists are physicians who primarily focus on surgical operations and methods of patient relief. They administer medicines (called anesthetics) that help the patients to get rid of pain and sensation during and after a surgery. The salary for anesthesiologists ranges from US$105,402 to US$395,672.


Cardiologists diagnose and treat problems related to the heart. The salary range for cardiologists is between US$69,043 and US$412,406 depending on their work experience and educational qualification.


Doctors specializing in skin health, and diseases of the skin, are known as dermatologists. They are involved in both surgical and medical treatment of skin problems. A dermatologist’s salary is usually between US$76,596 and US$439,599.


A specially trained doctor, an endocrinologist diagnoses conditions related to the glands, especially those of the endocrine system. Once an individual is diagnosed of having problems of the endocrine system by his family doctor, he is referred to an endocrinologist. The endocrinologist salary ranges between US$90,000 and US$235,000.

General Practitioner (GP)

Generally known as family doctors, GPs treat various medical conditions but are not specialized in any specific medical field. GPs are generally aware of primary care and they also provide preventive health care tips to patients. A GP can earn anywhere between US$63,423 and US$244,765.


Obstetricians/Gynecologists are doctors who specialize in women’s reproductive health care. There is a difference between obstetricians and gynecologists, although the terms are used interchangeably. Gynecologists are trained in the diagnosis and treatment of problems with reproductive health and they take care of women during pregnancy. Obstetricians specialize in childbirth and taking care of the mother. An obstetrician/gynecologist’s salary can range anywhere between US$99,834 and US$272,237.


Neurologists are medical physicians who deal with disorders of the nervous system; that is, ailments related to the brain, spinal cord, nerves and muscles. The salary of a neurologist can range anywhere between US$77,995 and US$313,778.


Unlike neurologists, neurosurgeons are involved in surgical treatments of nervous system disorders pertaining to the spinal cord, brain and other parts of the nervous system. The average salary of a neurosurgeon can range between US$102,297 and US$729,121.


Nephrologists are trained in diagnosing and treating kidney diseases and performing dialysis. Nephrologists can earn anywhere between US$145,615 and US$302,740.


Oncologists are involved in the treatment of cancers and tumors. An oncologist’s salary ranges from US$$99,638 to US$393,557.


Ophthalmologists are medical professionals who deal with the anatomy, functions and diseases of the eye. Ophthalmologists deal with surgical and medical eye treatments. The salary range of ophthalmologists is generally between US$122,395 and US$367,348.


Pediatricians are medical professionals who treat illnesses related to children, from early childhood to younger ages. A pediatrician’s salary ranges from US$87,100 to US$203,391.


Psychiatrists specialize in the diagnosis and treatment of mental disorders and help the patients deal with the effects that mental illnesses have on physical and emotional health. The average salary of psychiatrists ranges between US$90,893 and US$251,321.


Radiologists are medical professionals who utilize imaging technologies like X-ray, CT scans and MRIs to diagnose health ailments. The average radiologist salary ranges from US$96,973 to US$402,046.


Rheumatologists are specially trained in treating rheumatic disorders like arthritis, as also rash, fever, anemia, joint or muscle pain and fatigue. Rheumatologists’ salary ranges from US$70,228 to US$208,495.


Urologists are medical professionals who focus on medical problems related to ureters, urinary bladder and urethra. They are also trained to diagnose and treat conditions of the male reproductive organs. The average salary of urologists can be anywhere between US$100,367 and US$464,783.

Apart from these medical fields, andrology has grown to become one of the popular medical specialties in the recent years. Andrologists are doctors who perform clinical tests and evaluations of male fertility. They administer fertility treatments in health care units and also assist in the in vitro fertilization method. According to Indeed, the average annual andrologist salary is $42,000 as of August, 2013.

This article on the varied types of doctors and their salaries must have given you an insight into the various career opportunities in the medical field. If you are considering a career in this sector, you should give a serious thought to what interests you, before looking at the potential salary of the field. This should help you take a better decision.

Be the first to comment - What do you think?  Posted by admin - June 12, 2017 at 10:50 pm

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Maine Community Accountable Care Organization: Medicare Shared Savings Program Performance Year 2015 Quality and Financial Results | Business Wire

AUGUSTA, Maine–()–The Centers for Medicare & Medicaid Services (CMS) announced the 2015

performance year results for the Medicare Shared Savings Program and the

Pioneer Accountable Care Organization Model that show physicians,

hospitals and health care providers participating in Accountable Care

Organizations continue to make significant improvements in the quality

of care for Medicare beneficiaries, while achieving cost savings.


<p style="text-align: center"> to access the CMS press

release and fact

sheet, the link to the Performance

Year 2015 results file, and to learn more about the program.

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Why More Doctors Are Now Prescribing Yoga Meditation in The West

In India, there are a large number of yoga gurus who have worked with their students to heal their chronic ailments with the help of various yoga postures. Now, there are a growing number of doctors in the west are turning to yoga as a way to help their patients feel better. Major health care centers such as Memorial Sloan Kettering Cancer Center, The University of Texas MD Anderson Cancer Center etc. is now recognizing yoga therapy as a clinically viable treatment. There were only five yoga therapy training courses in the database of IAYT (International Association of Yoga Therapists) in 2003. Now these are more than 130 worldwide. In the health care field increased the acceptance of yoga therapy is partly due to significant positive results of many researches on yoga and meditation.

What is Yoga Therapy: –

Yoga therapy is the application of yogic methods or a process of empowering individuals to progress toward improved wellbeing and health through yoga. It uses yoga poses, breathing and meditation to re-establish harmony, to treat illness and balance in the body, mind and spirit. It serves as a safe alternative.

The main aim of yoga therapy is to increase self-awareness and self-regulation. There are two parts of yoga therapy that help us to influence our internal environment and make positive changes in our bodies and minds. These two parts are-

*Self-regulation– It involves the use of techniques that create internal changes in our body and mind. It has capacity to support deep rest and rejuvenation. For example, Yoga Nindra is a deep relaxation technique to manage almost all disease.

*Self-awareness- It is the awareness of the experience and understand how we influence our health for better and worse. So that we can make better choices, positive changes and reduce negative or destructive thoughts, lifestyle and behaviors and emotions that are making us sick.

Why more doctors prescribes yoga therapy:-

There is a growing number of health care practitioners are now convinced about the benefits of yoga therapy to their patient. It has positive effects to people dealing with anxiety, depression, back pain and insomnia. It can also deal with the side effects of cancer treatment based on some studies. Many Western doctors trust on it because of its positive effects based on some researches. The studies and researches on yoga have increased exponentially in the last five years. The number and quality of clinical trials and funding for studies on yoga therapy have significantly increased.

Because of the trust and confidence of the doctors the patient now looking at the yoga meditation, massage and acupuncture as some of the worthy alternative treatment options. Yoga therapy is the appropriate application of yoga techniques to increase self-awareness and self-regulation and engage the client/student's energy in the direction of desired goals. Practicing yoga regularly can improve overall well-being and strength. This therapy is for those people who are suffering from a specific health issue or injury like fast-paced vinyasa classes are not for everyone. This is a health care tool for those having any health issue. This therapeutic field has become more established now.

Health issues that yoga therapy can heal:-

Yoga therapy is a most effective medicine to heal many health issues. It can be use as an alternative wellness or healthcare tool. When it combines with a healing and therapeutic modality then the effectiveness and efficiency of those methods increase and can be applied to both physical and psychological conditions. It can be used to remedy psycho-spiritual crises and can work on both symptoms. Some universities such as Benson-Henry Institute at Massachusetts General Hospital, USA runs yoga and meditation incorporated holistic mind-body medicine programs.

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How Can Patients Judge The Quality Of Service Provided By A Medical Facilitator?

The quality of the health care that you receive can have a major impact on your health and well-being; it is surprising, then, to discover that many people don't know the first thing about determining the quality of the health care that they receive from their medical facilitators. All too often, patients rely solely on referrals from their HMOs or choose a facility at random. The fact of the matter is that doing your research before settling on any given medical facilitator is imperative. There are several ways to do this, including reading quality reports, looking at consumer ratings and checking for accreditation information.

Checking For Accreditation Information

When a private, unbiased and independent group gives a medical facility or provider its seal of approval, it is called accreditation. In order to receive accreditation from such independent groups, a hospital, nursing home or other medical facility must meet many strict national guidelines and standards. Accreditation is also an ongoing process, meaning that facilities are reviewed periodically to ensure that they are still up to par with current standards. The Joint Commission on Accreditation of Healthcare Organizations (JCAHO) and the National Committee for Quality Assurance (NCQA) are two of the best-known accreditation bodies in the healthcare industry.

Reading Quality Reports

There are several quality reports, or report cards, published regarding medical facilities and providers each year. Such reports judge and rate the quality of care provided by medical facilitators, allowing patients to get a better feel for which facility is right for them. Government-sponsored report cards are among the most well-respected; the U.S. Department of Health and Human Services, for instance, publishes a report that compares hospitals around the USA. Another topnotch quality report is one concerning nursing homes that is published by the Centers For Medicare and Medicaid Services.

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Anthem, Inc. Announces Retirement of Ken Goulet, Executive Vice President and President, Commercial and Specialty Business Division | Business Wire

INDIANAPOLIS–(BUSINESS WIRE)–Anthem, Inc. (NYSE: ANTM) today announced that Ken Goulet, Executive

Vice President and President, Commercial and Specialty Business

Division, will retire from the company later this summer. Mr. Goulet

will remain in his current role for the next few months in order to

ensure the seamless transition of his responsibilities to his successor,

to be named at a later time.

“During his 11 year career at Anthem, Ken has committed his considerable

talents to serving our company in a number of progressive general

management roles,” said Joseph R. Swedish, President and Chief Executive

Officer, Anthem. “In his current position, Ken’s strong work ethic and

dedication to our customers have served to drive the success of our

Commercial and Specialty Business. Ken has also been an important leader

within our Anthem organization and has been widely recognized for his

loyalty to our company, his team, and all of our employees. On behalf of

the Anthem Board of Directors and our Executive Leadership Team, I would

like to thank Ken for his service and wish him and his family our very

best as they begin a new chapter in their lives.”

The Company continues to expect net income for full year 2015 to be

greater than $9.47 per share, including greater than $0.43 per share of

net unfavorable items. Excluding these items, adjusted net income is

still expected to be greater than $9.90 per share. This guidance

includes no additional net adjustment items beyond those reported in our

first quarter 2015 earnings release.

About Anthem, Inc.

Anthem is working to transform health care with trusted and caring

solutions. Our health plan companies deliver quality products and

services that give their members access to the care they need. With

nearly 71 million people served by its affiliated companies, including

more than 38 million enrolled in its family of health plans, Anthem is

one of the nation’s leading health benefits companies. For more

information about Anthem’s family of companies, please visit



This document contains certain forward-looking information about us

that is intended to be covered by the safe harbor for “forward-looking

statements” provided by the Private Securities Litigation Reform Act of

1995. Forward-looking statements are statements that are not generally

historical facts. Words such as “expect(s),” “feel(s),” “believe(s),”

“will,” “may,” “anticipate(s),” “intend,” “estimate,” “project” and

similar expressions are intended to identify forward-looking statements,

which generally are not historical in nature. These statements include,

but are not limited to, financial projections and estimates and their

underlying assumptions; statements regarding plans, objectives and

expectations with respect to future operations, products and services;

and statements regarding future performance. Such statements are subject

to certain risks and uncertainties, many of which are difficult to

predict and generally beyond our control, that could cause actual

results to differ materially from those expressed in, or implied or

projected by, the forward-looking information and statements. These

risks and uncertainties include: those discussed and identified in our

public filings with the U.S. Securities and Exchange Commission, or SEC;

increased government participation in, or regulation or taxation of

health benefits and managed care operations, including, but not limited

to, the impact of the Patient Protection and Affordable Care Act and the

Health Care and Education Reconciliation Act of 2010, or Health Care

Reform; trends in health care costs and utilization rates; our ability

to secure sufficient premium rates including regulatory approval for and

implementation of such rates; our participation in the federal and state

health insurance exchanges under Health Care Reform, which have

experienced and continue to experience challenges due to implementation

of initial and phased-in provisions of Health Care Reform, and which

entail uncertainties associated with the mix and volume of business,

particularly in our Individual and Small Group markets, that could

negatively impact the adequacy of our premium rates and which may not be

sufficiently offset by the risk apportionment provisions of Health Care

Reform; our ability to contract with providers consistent with past

practice; competitor pricing below market trends of increasing costs;

reduced enrollment, as well as a negative change in our health care

product mix; risks and uncertainties regarding Medicare and Medicaid

programs, including those related to non-compliance with the complex

regulations imposed thereon and funding risks with respect to revenue

received from participation therein; a downgrade in our financial

strength ratings; litigation and investigations targeted at our industry

and our ability to resolve litigation and investigations within

estimates; medical malpractice or professional liability claims or other

risks related to health care services provided by our subsidiaries; our

ability to repurchase shares of our common stock and pay dividends on

our common stock due to the adequacy of our cash flow and earnings and

other considerations; non-compliance by any party with the Express

Scripts, Inc. pharmacy benefit management services agreement, which

could result in financial penalties, our inability to meet customer

demands, and sanctions imposed by governmental entities, including the

Centers for Medicare and Medicaid Services; events that result in

negative publicity for us or the health benefits industry; failure to

effectively maintain and modernize our information systems and

e-business organization and to maintain good relationships with third

party vendors for information system resources; events that may

negatively affect our licenses with the Blue Cross and Blue Shield

Association; possible impairment of the value of our intangible assets

if future results do not adequately support goodwill and other

intangible assets; intense competition to attract and retain employees;

unauthorized disclosure of member or employee sensitive or confidential

information, including the impact and outcome of investigations,

inquiries, claims and litigation related to the cyber attack we reported

in February 2015; changes in the economic and market conditions, as well

as regulations that may negatively affect our investment portfolios and

liquidity; possible restrictions in the payment of dividends by our

subsidiaries and increases in required minimum levels of capital and the

potential negative effect from our substantial amount of outstanding

indebtedness; general risks associated with mergers and acquisitions;

various laws and provisions in our governing documents that may prevent

or discourage takeovers and business combinations; future public health

epidemics and catastrophes; and general economic downturns. Readers are

cautioned not to place undue reliance on these forward-looking

statements that speak only as of the date hereof. Except to the extent

otherwise required by federal securities law, we do not undertake any

obligation to republish revised forward-looking statements to reflect

events or circumstances after the date hereof or to reflect the

occurrence of unanticipated events. Readers are also urged to carefully

review and consider the various disclosures in our SEC reports.

Be the first to comment - What do you think?  Posted by admin - at 6:25 am

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Business Health Care Group Reports First-Year Savings | Business Wire

MILWAUKEE–(BUSINESS WIRE)–Business Health Care Group (BHCG) self-funded member companies for which

comparative data is available saw a 13.7 percent drop in medical costs

per health plan member in 2006, which translates into annual savings of

$24 million. When taking into account health care cost increase trends,

the program produced even greater savings, totaling an estimated $40


An independent third-party research firm compared 2006 results with

those from 2005, using data from 15 of BHCG’s

17 self-funded businesses – those for which prior-year cost data was

readily available – representing a total of approximately 45,000 health

plan members. 2006 was the first full year for the health insurance

offering called Humana Preferred, created by Humana to support the BHCG’s

goal of bringing Southeastern Wisconsin health care costs in line with

Midwest averages.

“A double-digit drop in health care costs

after one year versus years of double-digit increases shows that the BHCG’s

strategy for lowering health care costs is working,”

said Keith Nosbusch, chairman and chief executive officer of Rockwell

Automation. “I’m

excited about the possibilities of additional savings and higher quality

we can produce as the BHCG continues working with providers and

empowering our employees to be better health care consumers.”

Self-funded companies account for approximately 80 percent of the 89,000

health plan members enrolled in plans linked to Humana Preferred and its

high-performance network of doctors, hospitals and other health care

providers. Humana serves an additional 39,000 BHCG members on plans tied

to other provider networks.

“These first-year savings represent

significant progress and demonstrate that a market driven strategy can

succeed in helping Southeastern Wisconsin solve the dilemma of

affordable health care,” said Dianne Kiehl,

BHCG executive director. “But while we are

beginning to move the market, there is still much to do. We must

continue to work collaboratively with the medical community, while

engaging employers, consumers and payers to control runaway health care

costs, which remains one of the largest common threats to our region’s

economic vitality.”

Improved provider pricing, physician efficiency, a focus on

evidence-based medicine, and the use of Humana’s

consumer transparency tools and other BHCG educational materials, all

contributed to the cost reduction, said Kiehl.

While the current results reflect the experience of self-funded

companies, fully-insured BHCG member companies are also benefiting from

Humana Preferred and its 10 percent premium advantage compared to Humana’s

broader, regional PPO network. Humana Preferred includes 31 hospitals

and approximately 3,900 physicians, representing about 75 percent of

Humana’s regional PPO network.

In all, more than 500 employers are now participating in the BHCG,

including some of the area’s largest and

best-known corporations, as well as hundreds of small and mid-sized

businesses. New products like Humana’s

recently-introduced No Worry plan, which caps annual premium increases

at 6-percent or lower over a three-year period, offer tangible ways for

small and mid-sized firms to share in the BHCG’s

success. In Southeastern Wisconsin, No Worry is available exclusively

through the BHCG.

In addition to the first-year cost savings, the BHCG reported these

other early accomplishments aimed at empowering consumers to become

better informed purchasers of health care:

  • The BHCG is developing eight innovative educational modules to

    illustrate the role that employees of member companies can play in

    addressing health care costs. Subjects include “Health

    Care Costs and Why You Should Care,” “Understanding

    Your Healthcare Bills and How Insurance Works,”

    “Choosing the Right Plan and the Right

    Doctor,” “Getting

    the Most from Your Healthcare Visit,” “Hospital-ER-Urgent

    Care: Getting What You Need,” “Understanding

    Prescription Drugs,” “Prevention

    and Lifestyle,” and “Understanding

    the BHCG Strategy.”

  • Humana and the BHCG are bringing greater transparency to health care,

    by posting information on the price and quality of health care

    services, including cost information, by facility, for 30 inpatient

    and 26 outpatient services, available on the company’s

    Web site.

About the Business Health Care Group:

The Business Health Care Group is a membership organization of more

than 500 employers and employer groups in the 11-county region of

Southeast Wisconsin. BHCG and its members share the common goals of

moving the health care market through innovative action and partnering

for effective change. Visit

to learn more.

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