Posts Tagged ‘health care bill’

Are Social Security Disability Benefits for You?

Are Social Security Disability Benefits for You?

Photo by: Chad Madden / Unsplash

As they age, many people in the United States start thinking about how they are going to live after they retire. In 1935, President Franklin D. Roosevelt started what is known as the Social Security Act, which today encompasss social welfare programs and social insurance programs. These include Federal Retirement services and disability insurance, benefits for the unemployed, short term help for families in need, old age health care, medical assistance programs for states, children's health insurance, and supplementary income. The funding for these programs usually comes out of a worker's paycheck each month.

In order for you to qualify for social security disability benefits, you must meet certain requirements that have been set up by the Social Security Administration. You must have proof of your permanent disability or that your condition has lasted a reasonable amount of time or is expected to last at least one year longer. You must also have your medical records and other medical paperwork up to date when you apply to show your disability. Then the SSA will decide whether your claim is legitimate and that you should receive the benefits. The disability that you claim must hinder you from performing daily tasks and prevent you from getting a job or furthering your education.

If you think you may qualify you need to submit an application to a Social Security office. This can be done in person, over the internet, or over the phone. If you have all the…

Source by Ace Abbey

Be the first to comment - What do you think?  Posted by admin - January 21, 2018 at 12:03 pm

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Spousal Income and SSI Disability Benefits

Spousal Income and SSI Disability Benefits

Photo by: Tim Bish / Unsplash

When a married individual is applying for Supplemental Security Income, the income of the disabled claimant's spouse will be taken into account when determining the disability benefit. This is because the income of the spouse who is not medically eligible for SSI may be deemed available to the SSI claimant.

How much spousal income can be deemed available to the SSI recipient, thereby reducing his or her social security benefits?

The rules for deeming spousal income available to an SSI claimant are complicated. In general, the first thing SSA does is to exclude from the spouse's income, all types of income that can not be counted when determining income. Income from food stamps and housing subsidies, for instance, can not be included.

Once countable income is determined, SSA deductions an allocation for each of the spouse's children who are ineligible for social security benefits. The amount of the allocation is the difference between the Federal Benefit Rate for an individual ($ 674 in 2010) and the Federal Benefit Rate for a couple ($ 1011 in 2010). Thus, an allocation of $ 337 is allowed for each child ineligible to receive a disability benefit.

Example: if a spouse has $ 900 of countable income and two ineligible children, $ 674 (or $ 337 x 2) will be deducted from the current income (reduced from unearned income first, then earned), equaling $ 226.

Once all exclusions and deductions are made, if the spouse's income is greater than the amount above ($…

Source by Rachel Slocombe

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Disability Benefits: How Long Does it Take to Apply?

Applying for Social Security Disability benefits can be a lengthy process. Disability claims are taken by your local Social Security office and then transferred to a State disability agency for evaluation. Here is all you need to know about the timeframes when applying for disability benefits.

The first step to apply for disability benefits is to schedule an appointment with your local Social Security office or submit your application online. It can take as long as two weeks to get an appointment date depending on how busy the Social Security office is in your area. You can apply online at Social Security's website; regardless of the method of your application you will need to provide proof of citizenship or legal residence for your claim. You will also need to provide the names and address of any doctors, hospitals, or clinics you have been seen at so Social Security can request records to support your claim.

Once you have submitted your application the local Social Security office will take about thirty days preparing it for transfer to your State's disability agency. Your disability is evaluated by an agency of your State's government called Disability Determination Services; this agency takes an average of 120 days to evaluate your medical evidence and make a determination.

If you receive a favorable decision on your disability claim from the State, your claim will be transferred back to Social Security and sent to a regional payment center to be…

Source by Jack Burton

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Health Care for the Underprivileged With No Insurance

Whenever there is recession in the economy, the only people who are greatly affected are the underprivileged. Health care for the underprivileged with no insurance is one point of clarification that we simply have to address today. Although it is necessary for all to have an insurance policy, it is not possible for the people with low income to purchase even an affordable insurance policy. Prices of insurance policies naturally increase due to fluctuation in the economic situation. Such a situation can remain the same for an indefinite period of time, and at such times government intervention is necessary. Instead of worsening the situation, governments need to consider and provide health care for the underprivileged.

Struggling for the basic necessities of life is a difficult affair:
Studies conducted indicate that it is the children who are the worst hit when they are not covered by a basic health insurance policy. Research reveals that millions of children come from families which are underprivileged and if they are provided with health insurance, the fiscal relief is a life saver! When they have to struggle for the basic necessities of life it is difficult for them to purchase health insurance policies on their own. This is where the government needs to come into the picture and provide such individuals with benefits of health reforms. The new health reform has proved to be a blessing in disguise for all those looking towards a secure health cover.


Source by Aanya Silverson

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The Latest News on Coffee and Health

The Latest News on Coffee and Health

Photo by: Tatiana Niño / Unsplash

You win some and you lose some is a common phrase, one that the coffee bean recently experienced in regards to women's health. Two reports released this month both involved the health effects of coffee on female health. One report coffee was not too fond of and, the other, coffee liked a lot, or, should I say, a latte.

The coffee cup was half empty when researchers published at article in the Journal of Obstetrics and Gynecology that spoke of the correlation between coffee and miscarriage risk. Drinking coffee, the report states, during pregnancy can increase the chance that a woman will miscarry. This is worse news for news that was already bad: regardless of coffee consumption habits, 20 percent of pregnancies end in a miscarriage.

But, unfortunately for java lovers, coffee could make this worse.

The recent research states that women who drink coffee while pregnant almost double their chances of not taking their baby to term. The research is not, however, purely out to grind coffee: soda, tea, hot chocolate, sports drinks, or anything with caffeine can add to an increased risk. These findings are reported to have doctors split between telling their pregnant patients not to drink caffeine or telling them simply not to drink it in excess. Regardless of what is decided, caffeine, if not cut out of the diet all together, should be kept to a minimum.

Luckily for coffee, not all of the recently reported news was bad for the bean.

Another report released…

Source by Jennifer Jordan

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Is It Possible for a Diabetes Patient to Become A Non Diabetes Again?

Depends on which type of diabetes you are suffering from. Type 1 Diabetes , which is due to multiple unknown complex factors that affect the proper production of insulin in the body. It could have been some genetic linked causes that someone born with or some other external infections that destroy the Beta cells in the pancreas. The sad fact is that there is no cure for Type 1 Diabetes. One can only use drugs or insulin injection to manage the illness. But the good news is that less than 10% of the diabetes patients are of Type 1. More than 80% of the global diabetes patients are of Type 2.

If you age around 40s and you were healthy and did not have elevated sugar problem when you were young and only discovered that you have diabetes in the past few years, then you are definitely having Type 2 Diabetes . Type 2 Diabetes is also known as Insulin Independent Diabetes is a condition where there is enough insulin in the body, just that the insulin can not effectively do it job in transporting blood glucose into the body cells for metabolism purposes.

This condition is known as Insulin Resistance, which is totally reversible. When you understand how Insulin Resistance built up in your body, you will realize it is 100% possible to become a non-diabetes again. All it takes is just some simple science plus a little common sense to understand how you get Type 2 diabetes.

Due to our modern lifestyle and diet, almost every one of us is undergoing a process known as…

Source by Hemen Ee

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The 1099 Explosion – Big Changes in the Rules Surrounding 1099's Slide Into Health Care Bill

With the passage of any legislation at the federal level, there are usually some provisions in the bill that have very little to do with what the bill sounds like it is to be used for. The Patient Protection and Affordable Care Act and the Health Care and Education Reconciliation Act are no different. Section 9007 of the health care reform bill contains one of the largest provisions that will effect small businesses, yet has very little to do with health care. In an effort to close the more than $ 300 billion tax gap, the provision expands the reporting requirements for issuing form 1099's beginning in 2012.

In the past, 1099's have been required to be issued to individuals and partnerships that you paid over $ 600 to for rents, services and financial transactions. In the past, 1099's did not have to be issued to Corporations. They also did not have to be issued for the sale of tangible goods.

With the new law, 1099's will have to be issued whenever you purchase more than $ 600 in goods or services during a tax year – regardless of whether your vendor is an individual, partnership or corporation. This means that without something changes in the rules between now and then, you would have to issue a 1099 to Office Depot for those office supplies or to Dell for that computer you purchased. This could result in a massive administrative burden to businesses who all ready to get the proper information to issue 1099's already. The complete impact of the new law…

Source by Chadwick Bordeaux

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"I Carry Your Heart With Me," A Discussion of the Poem by E. E. Cummings

"I Carry Your Heart With Me," A Discussion of the Poem by E. E. Cummings

Photo by: Hal Gatewood / Unsplash

The poem, “i carry your heart with me,” by E. E. Cummings has been a favorite love poem and a favorite selection at weddings for many years. The poem has gained renewed interest since being featured in the film, “In Her Shoes.” It is used with devastating effect in the film’s climactic wedding scene and again to close the movie. Countless fans have been inspired to review the touching words of “i carry your heart with me.”

The Poet

E. E. Cummings was born Edward Estlin Cummings in 1894 in Cambridge, Massachusetts. He died in North Conway, N.H., in 1962. Cummings earned a B.A. degree from Harvard in 1915 and delivered the Commencement Address that year, titled “The New Art.” A year later he earned an M.A. degree for English and Classical Studies, also from Harvard.

Cummings joined an ambulance corps with the American Red Cross in France during World War I. The French imprisoned him on suspicion of disloyalty, a false accusation that put Cummings in prison for three months. He wrote the novel, The Enormous Room, about his experience. Many of Cummings’ writings have an anti-war message.

Cummings was a fine artist, playwright and novelist. He studied art in Paris following World War I and he adopted a cubist style in his artwork. He considered himself as much a painter as a poet, spending much of the day painting and much of the night writing. Cummings particularly admired the artwork of Pablo Picasso. Cummings’ understanding of presentation can be seen in his use of…

Source by Garry Gamber

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How Will the Health Reform Affect Medicare Advantage Plans 2010?

How Will the Health Reform Affect Medicare Advantage Plans 2010?

Photo by: Carlo Navarro / Unsplash

When the final health care bill will be passed, there will be changes to Medicare that affect seniors and beneficies in 2010.

What Is Planned? Currently, House and Senate bills plan the following changes in regards to Medicare Advantage plans 2010:

  • Eliminate The Open Enrollment Period from January 1st to March 31st from 2011 on. If this is approved, Medicare beneficiaries will have only get one opportunity to change their Medicare coverage during the Annual Election Period from November 1 to December 15 of each year.
  • Payment cuts to Advantage plan carriers in 2011 Around 5% in cuts compared to 2010 are expected and will most likely be passed on to those enrolled in the plans. So it is to be expected that there will be no or very few 'zero premium' Advantage plans found in 2011.

The Centers for Medicare and Medicaid Services (CMS) recently released information about the plans that will be available in 2010. On average, Medicare beneficiaries will be able to choose from more than 30 Medicare Advantage plans in 2010, some will have as many as 73 different plans to choose from in their area. The mix of the plans offered will change as carriers respond to current and anticipated program changes.

Firms withdrawal from the PFFS market are continuing to offer coordinated care plans (mainly HMOs) and new plans of various types. Some firms, like Kaiser Permanente, are making no changes in their offerings in 2010. Kaiser Permanente will continue to offer only HMO…

Source by Joseph Rosario

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Affordable Health Insurance in Oklahoma

Affordable Health Insurance in Oklahoma

Photo by: Annie Spratt / Unsplash

Health insurance is a hot topic for many today as it has wide ranging implications for your finances and your personal health. With the cost of health care insurance rising, many feel the days of affordable health insurance in Oklahoma are over. This is not quite the case, as you still have some means to find a quality plan that does not blow up your budget.

Statistics Regarding Health Insurance in Oklahoma

There is some bad news and some good news when it comes to the overall health of Oklahoma residents. This news affects health care costs in the state, and the availability of certain plans and government aid. The bad news first: Oklahoma ranks 49th out of the 50 states when it comes to overall health. The highivalence of smoking, cardiovascular disease and obesity contribute greatly to this ranking. The good news is that Oklahoma is in the top 15 in the nation when it comes to public health funding, so steps are being taken to improve the health of its residents and offer you aid in getting the proper health care you need.

Companies Providing Health Insurance in Oklahoma

There are quite a few companies that offer Oklahoma health care insurance, giving you plenty of options when shopping around. To begin your search, spend some time researching the various insurance companies, such as:

  • Blue Cross Blue Shield of Oklahoma
  • Celtic Insurance Company
  • Companion Insurance Company
  • Coventry Health Care of Oklahoma
  • Humana
  • UnitedHealthcare

If you run…

Source by Steven W Mitchell

Be the first to comment - What do you think?  Posted by admin - January 20, 2018 at 11:19 pm

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