Posts Tagged ‘co-pay’

What is Health Insurance, and Why Do You Need It?: Health Care Triage #2

In this episode of Healthcare Triage, Dr. Aaron Carroll gets some surprised questions from “friend of Obama” John Green who is still waiting for his big government giveaway . Unfortunately, insurance still costs money, and it’s still really complicated. Aaron explains how the insurance system we have today came to be, and why most of us get coverage through our jobs. He talks about why we need insurance, which basically boils down to the fact that health care is really, really, really expansive. More importantly, he explains why you need to know what premiums, networks, deductibles, co-pays, and co-insurance are, and how they have to be considered in the true cost of insurance. Also, ground unicorn horn.

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Read more on Aaron’s blog: http://theincidentaleconomist.com/

John Green — Executive Producer
Stan Muller — Director, Producer
Aaron Carroll — Writer
Mark Olsen – Graphics




Be the first to comment - What do you think?  Posted by admin - October 20, 2019 at 11:20 am

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Hillary Clinton, Donald Trump, and Their Health Care Proposals

We’ve got an election coming up here. It’s pretty much a dumpster fire. But we’ve still got a country to run, and a health care system that’s far from ideal. There are two main candidates, two main health care reform plans, and we’re going to break them down and discuss them. That’s the topic of this week’s Healthcare Triage.

And make sure to tune in to Healthcare Triage LIVE this Wednesday at 11:30 AM Eastern, where we’ll take all your questions on this topic.
http://www.youtube.com/healthcaretriage/live

You can read Hillary Clinton’s health care plan here: https://www.hillaryclinton.com/issues/health-care/
You can read Donald Trump’s health care plan here: https://www.donaldjtrump.com/POSITIONS/HEALTHCARE-REFORM

More links for your perusal:
What credit card history can tell us about state lines: http://www.slate.com/articles/news_and_politics/jurisprudence/2008/05/reverse_robin_hood.html
Health Savings Accounts and the ACA: https://www.manhattan-institute.org/html/health-savings-accounts-under-affordable-care-act-5945.html
My own take on state lines: http://theincidentaleconomist.com/wordpress/meme-busting-selling-insurance-across-state-lines-will-lower-costs/
Margot Sanger-Katz’s take on state lines: http://www.nytimes.com/2015/09/01/upshot/the-problem-with-gop-plans-to-sell-health-insurance-across-state-lines.html
Block granting Medicaid: http://theincidentaleconomist.com/wordpress/medicaid-theres-no-magic-in-block-granting/
More Medicaid block granting: https://newsatjama.jama.com/2012/04/20/jama-forum-innovation-isnt-easy-when-it-comes-to-medicaid/
HCT covers drug pricing: https://www.youtube.com/user/thehealthcaretriage/videos?view=0&shelf_id=2&sort=dd
HCT covers EpiPens: https://www.youtube.com/watch?v=BdY38YL39g0
More HCT on EpiPens: https://www.youtube.com/watch?v=U-lYKFoVPGM
HCT explains how insurance works: https://www.youtube.com/watch?v=dF3Dcol5XLg
HCT explains the US healthcare system: https://www.youtube.com/watch?v=yN-MkRcOJjY
HCT explains the exchanges and such: https://www.youtube.com/watch?v=wBr3fniyb4w
HCT explains how we pay for the ACA: https://www.youtube.com/watch?v=CdcNLBfeTis
HCT talks about underinsurance: https://www.youtube.com/watch?v=-GQKNIhU3JM

John Green — Executive Producer
Stan Muller — Director, Producer
Aaron Carroll — Writer
Mark Olsen — Graphics




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Be the first to comment - What do you think?  Posted by admin - October 7, 2019 at 11:20 am

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RAND and the Moral Hazard: Healthcare Triage #10

As we’ve explained in previous episodes, insurance is complicated. Even John gets confused (watch the video!). But there’s a reason we have all these deductibles, co-pays, and co-insurance. It’s because of the moral hazard, and a very important research study known as the RAND Health Insurance Experiment. Watch this episode and learn all about it.

Make sure you subscribe above so you don’t miss any upcoming episodes!

Here’s more info on the RAND HIE: http://theincidentaleconomist.com/wordpress/the-moral-hazard/

John Green — Executive Producer
Stan Muller — Director, Producer
Aaron Carroll — Writer
Mark Olsen – Graphics




Be the first to comment - What do you think?  Posted by admin - September 24, 2019 at 7:21 pm

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The Health System of Taiwan: HCT Healthcare of Many Nations

Every once in a while, we like to take a moment and focus on health systems around the world. Today, we’re looking at Taiwan, which made the transition to a single payer system kind of suddenly, and pretty recently.

Be the first to comment - What do you think?  Posted by admin - August 11, 2019 at 3:20 pm

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Healthcare in Germany

The last international health care system we covered – Singapore – got a great response from all of you. This week. We head back to Europe. Specifically, we’re going to Germany. Their universal health care system is based on the principles of Bismark, which say that the state should provide only for those unable to provide for themselves. It’s a private insurance system, and it’s the topic of this week’s Healthcare Triage.

Those of you who want to read more and see references can go here: http://theincidentaleconomist.com/wordpress/?p=57058
Additionally, Aaron’s new book is out! Please consider buying a copy. He’d really appreciate it! http://dontputthatinthere.com/#buy_the_book

John Green — Executive Producer
Stan Muller — Director, Producer
Aaron Carroll — Writer
Mark Olsen — Graphics




Be the first to comment - What do you think?  Posted by admin - January 21, 2019 at 3:20 am

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