Archive for January, 2018

Cholesterol Testing and the New Health Care Reform Bill, What Does That Mean to You?

Cholesterol Testing and the New Health Care Reform Bill, What Does That Mean to You?

Photo by: Daniel Frank / Unsplash

As a means to make America healthier, the health care reform bill includes provisions to provide screenings for cholesterol, diabetes, and blood pressure. These new rules allow for preventative care to be covered under your insurance plan at no additional cost. Under these new rules, if you enroll in a new health plan on or after Sept. 23, 2010, the plan must provide recommended preventive care services without cost-sharing such as co-pays or deductibles.

Depending on the type of health plan and other factors such as your age, preventative care will include the following according to sources:

· Blood pressure, diabetes, and cholesterol test

· Cancer screenings

· Counseling on smoking cessation, weight loss, healthy eating, depression treatments, and reduction of alcohol use

· Vaccines for measles, polio, meningitis, and HPV (human papilloma virus)

Shots for flu and pneumonia prevention

· Screening, vaccines, and counseling for healthy pregnancies

· Well-baby and well-child visits up to the age of 21, as well as vision and hearing, developmental appraisals, and body mass index (BMI) screenings for obesity

· Mammograms for women over age 40

Pap smears for cervical cancer prevention

· Colon cancer screening tests for adults over age 50

The plan is designed to create a country which will be healthier. This reform represents a fundamental shift in how you are going to be cared for. This reform will place the focus on how to keep you well…



Source by Raynard Thompson

Be the first to comment - What do you think?  Posted by admin - January 20, 2018 at 6:40 am

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Some Myths About Federal Health Care Reform or "Obamacare"

Some Myths About Federal Health Care Reform or "Obamacare"

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When the Patient Protection and Affordable Care Act (PPACA, aka ACA) became federal law in March of 2010, there were many assumptions about what the law would and would not do. As everyone knows, it has become known simply as "Obamacare," because President Obama was the one who wanted health care reform. Here are some misconceptions about health care reform.

One of the first statements made was that the new law was tantamount to "a government takeover of healthcare." For this to be true, the government would need to inform every citizen that they were being enrolled in a federal healthcare program, sort of like Medicare, which is a federal health care program for any qualifying citizen or permanent resident over the age of 65. In fact, there is no federal alternative to private health insurance today. Since most if not all health insurance companies that were doing business in 2010 are still insuring millions of policyholders today, it is safe to say that there has not been a government takeover of healthcare. It is also true however, that many people would like to see that happen. They would love to see Medicare expanded to include everyone; but that is very unlicly for many years to come, if ever.

"Medicare benefits will be reduced." Actually the opposite has happened. Medicare now covers annual physical exams and colonoscopies in addition to the adequate comprehensive benefits they have long provided. It is true that premium costs to Medicare…



Source by Ron J Collins

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Would You Like to Try Nutritional Supplements?

Would You Like to Try Nutritional Supplements?

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Imagine that you've just visited your physician. He / she gives you good news; you're in very good health with no major medical concerns. Your physician encourages you to do everything necessary to maintain your good health. But what if the news from your physician is not good; you have high blood pressure, or you're borderline diabetic, or your cholesterol is too high. Your physician advises you to take serious measures to improve your health. He / she asks "Would you like to try nutritional supplements?"

Regardless of whether you're in good health and want to maintain your health for many years to come, or if you have some health problems that need to be addressed, nutritional supplements may be just the answer for you. Most doctors are glad to recommend certain supplements for you, based upon your needs and the prescription medications you're already using. It's best to let your physician advise you about taking supplements because some medications and some nutritional products do not interact well with each other.

How Can Nutritional Supplements Help Me?

There are many supplements that can help you keep your good health in years to come, or help you improve a troublesome health concern. Your physician may refer you to a nutritional expert; this professional can discuss the type of nutritional supplement that's best for you. Most experts agree that, at the very least, we should all take a daily multi-vitamin to make sure we're getting all the…



Source by Sean M Williams

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Tips to Successfully Engage Patients in Their Own Care

Tips to Successfully Engage Patients in Their Own Care

Photo by: Soroush Karimi / Unsplash

You can lead a horse to water but you can not make him drink. I am sure that many of you are familiar with this old saying, but how can it apply to healthcare. Perhaps you can guess; maybe not. I am thinking about getting patients to follow our directions for care, whether it is for an acute incident, chronic care or some other area of ​​care. As the saying indications, it can be very difficult to get some patients to follow directions.

Getting patients more involved in their own care is becoming more important in healthcare today. It has always been necessary, but now and in the foreseeable future patient involvement will become more important as doctors and healthcare organizations financial success will depend more on patient involvement. For instance, the patient-centered medical home involves the patient at many levels and Medicare and private payers will be rewarding primary care physicians and organizations for the level of involvement of clients in their own care.

In the Institute of Medicine's Crossing the Quality Chasm several of the ten recommendations for modern healthcare call for more patient input. For instance, under customization based on patient needs and values, the IOM recommends that the system of care should meet the most common types of needs, but have the capacity to respond to individual patient choices and preferences. Under patient as the source of control, it recommends that patients should be given the necessary information…



Source by Donald Bryant

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How the Proposed Health Care Bill Will Impact Florida Residents and Health Care Providers

How the Proposed Health Care Bill Will Impact Florida Residents and Health Care Providers

Photo by: Aaron Burden / Unsplash

The nation is abuzz with talk of the proposed healthcare bill, which may be signed into place in 2009 – and may be signed as soon as Christmas Eve. As it stands now, the proposed bill will cost the nation at least $ 871 billion and change the way Americans receive and pay for their healthcare. The Congressional Budget estimates that the proposed national healthcare bill will ensure health insurance for an additional 31 million Americans while, simultaneously, cutting the federal deficiency by a whopping $ 132 by 2019.

According to the most current draft of the healthcare reform bill, every American will be required to buy health insurance. However, Medicaid programs will also be expanded to provide more healthcare coverage to the poor. Moderate income individuals will receive a federal subsidy to help them afford health insurance or health care.

For Florida residents, this means that health insurance rolls in the state will increase by 2.4 million by 2019. Additionally, nearly one million Florida seniors will be blocked from the proposed budget cuts to the popular Medicare Advantage program. But that's not all – health care providers and recipients will be affected by the proposed national health care bill in many more ways.

The impact of the proposed health care bill on Florida residents and health care providers

In addition to the new mandate that all Florida residents will have to have health insurance or another form of health care coverage (such as…



Source by Wiley P Long

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Who is Paying For Health Care Reform?

So we are bombarded by both sides of the healthcare reform isle, which path do we take? It is no doubt that something needs to be done. In my field of work, most of my business is done with folks on Medicare and I am starting to see how the government is altering some of the benefits that our seniors are enjoying.

First, Congress is refusing or eliminating subsidies to insurance companies that off Medicare Advantage. This forces the insurance to either charge a premium on the existing policy, reduce or eliminate benefit, or both. Some companies are eliminating coverage for 2010. This causes the enrollees to lose benefits that they enjoyed under Medicare Advantage as well as some totally losing coverage and going back to original Medicare. Is this what the government wants for our elderly? I will tell you a client that had eye surgery, they removed a cancerous cataract. He had original Medicare, the bill was for $ 15,000 !!! Once we controlled him in Medicare Advantage, the procedure was done on the other eye. Guess what his bill was? $ 100, yes that's right. And now with the plan leaving, he willingly wants that plan back!

This is the reality of what a universal health plan is starting to do, we have to pay for it somehow and Medicare is a major part of it. Cutting benefits, raising the age eligibility, eliminating private insurance companies in Medicare Advantage. These are real things that are happening and it is a shame that they affect the…



Source by John T. Murray

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Health Insurance Companies in North Carolina

There are several licensed, reliable health insurance companies in North Carolina. You will find several broker sites that manage a large portfolio of insurance products from leading insurance companies licensed to do business in the state of North Carolina.

These companies offer a number of health insurance plans like individual health insurance (for people who do not enjoy the benefits of group insurance); group health insurance [(insurance written for businesses of one or more employees. Small groups (1-49 employees)] are guaranteed issue; Medicare supplement (aims to fill in the gaps that Medicare does not cover; individual and group life insurance) individual written as permanent or term coverage with medical approval. Group is term coverage for 2 or more employees); short and long term disability (replace 60% of income in the event of a disability. Short term replace income for up to 6 months, long term up to age 65); dental insurance (individual coverage or for groups of 3 or more); foreign national medical insurance (coverage for people with foreign citizenship while in the US); health savings accounts or HSAs (newest tax favored federal plan which is 100% deductible); short term individual health insurance (coverage for up to 12 months mostly used by people between jobs, less stringent health requirements).

Among the leading North Carolina health insurance companies are Blue Cross Blue Shield of North Carolina (group and individual), John Alden (group and…



Source by Eric Morris

Be the first to comment - What do you think?  Posted by admin - January 19, 2018 at 10:50 pm

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Healthcare Scenario of Bangalore

Healthcare Scenario of Bangalore

Photo by: Clark Young / Unsplash

HEALTH SERVICES IN Bengaluru

The health-care scenario in Bengaluru city is a mix of plenty and scarcity. A number of government bodies and schemes provide health services. In infrastructure terms, if all primary health facilities maintained by different government bodies were combined, there are likely to be enough centers to 2 Health care in Bengaluru city – need for a participatory, comprehensive health plan meet the primary care needs of the population. The city is also host to autonomous institutions with high caliber medical professionals, such as National Institute of Mental Health and Neuroscience (NIMHANS) and the Jayadeva Institute of Cardiology. Further, like in other urban areas, a huge private sector caters to the health needs of the population.

Bengaluru is a hub for medical tourism, with super-specialty hospitals boasting state-of-the-art treatment facilities. On the other hand, the communities that particularly need public health services, such as the urban poor and working classes, are unable to access them due to the shortage of medical staff, lack of medicines and diagnostic services, high levels of corruption and the low sensitivity towards their needs. They end up using the private sector, which is an expensive option, or postpone essential health care – an even more expensive option for which the individual, family and society pay a price. There have been cases of women delivering babies at home or in auto-rickshaws as they were turned away at Maternity…



Source by Karishma Siddhwani

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Health Care Bill Expands Direct Student Loan Program

The intensive health care legislation that's been in the news for a year or longer was voted upon and passed a short while ago. The final bill looks as if it will be signed soon. A rather surprising addition to the legislation is that the federal government direct student loan program will be substantially expanded.

The direct student loan program has been taken by student loan organizations ever since this was first disclosed in the Clinton administration. These loan providers have utilized a small army of lobbyists to influence Congress to cut the government out of making student loans direct to college students and require these types of loans to go through the loan corporations.

It has been definitively confirmed that the costs for the government are much lower if education loans are made directly to college students. The difference is fundamental, and this is part of the explanation these two seemingly disparate measures have been put together. That is, as a way to pay for the health care bill, a savings of around $ 60 billion US is actually planned for cutting out the student loan corporations. Put simply, the federal authorities have been giving away billions of dollars to education loan firms over the years. Most of the leading executives in these kinds of companies have inevitably become rich. What many of us are unmindful of is that these corporations are actually preying upon lots of student borrowers in order to get their hands on this income.



Source by Walt Ballenberger

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Healthcare Reform – What About Us?

Healthcare Reform – What About Us?

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In recent times, there have been extraordinary events that put a pause on routine and thread our country into animated conversation but they have mostly been about bad news – 9/11, the invasion of Iraq and most recently the Wall Street bailout. The election was neither bad news nor a distraction like a celebrity meltdown, it actually mattered. And as a result of this incredible election season, America's children have a chance to grow up unaware that there's anything unusual about an African-American President or a woman running for the White House.

2008 Legislative Success
Now, it's over – the excitation, the soaring and in some cases snoring oration, the primaries and the debts – the Presidential campaigns are over. It was my great good fortune to attend the Democratic National Convention and to have affirmed in speeches and actions that our community has indeed made progress. We had Senator Kennedy's bittersweet appearance and his steadfast commitment that was so critical to the passage of parity; Michelle Obama's unexpected reference to mental health when she talked about universal healthcare; Bill Clinton's description of a mom struggling with her sons' autism; the first ever "recovery room" at a convention; and a luncheon honoring the Campaign for Mental Health Reform that included A list celebrities as well as national and state political leaders all vocal in their support of accessible, affordable mental health and addiction treatments.

The…



Source by Linda Rosenberg

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