Archive for August, 2017

Laser Experiments You Can Share With Your Homeschool Young ones

Laser Experiments You Can Share With Your Homeschool Young ones


The word “LASER” stands for Gentle Amplification by Stimulated Emission of Radiation. A laser is an optical mild source that emits a concentrated beam of photons. Lasers are commonly monochromatic – the mild that shoots out is usually a single wavelength and coloration, and is in a narrow beam.

By contrast, mild from a frequent incandescent mild bulb addresses the total spectrum as perfectly as scatters all in excess of the room. (Which is fantastic, due to the fact you could mild up a room with a narrow beam of mild?)

There are about a hundred diverse varieties of atoms in the total universe, and they are normally vibrating, transferring, and rotating. Think of young ones on sugar. When you incorporate vitality to these atoms (even much more sugar to the young ones), they really get enthusiastic and bounce all in excess of the put.

When the atoms take it easy again down tot heir “standard” condition, they emit a photon (a mild particle). Think of the young ones as coming down from their sugar higher, and they all collapse on the sofa.

A laser controls the way energized atoms release photons. Visualize providing 50 % the young ones sugar, and picture how they would bounce all in excess of the put (like mild from a bulb) when it took effect. They would be very higher-vitality among the the other 50 % who ended up possibly sitting down down.

Now consider all those sugar young ones leaping in unison (a targeted laser beam). The sugar-young ones are infectious, and fairly soon, the young ones close to them are becoming a member of in and sharing in their enthusiastic vitality. This is how a laser prices the atoms within the…


[ad_1] by [ad_2]

Be the first to comment - What do you think?  Posted by admin - August 31, 2017 at 10:59 pm

Categories: Health   Tags: , , , , , , , , , , , , , , , , , , , , , ,

The Kremlin – Heart of Russia

The Kremlin – Heart of Russia


For individuals of us who grew up throughout the “Chilly War,” the word “Kremlin” has a particular connotation, not entirely heat and fuzzy. As much as I realized then, it was synonymous with the Soviet government, that cabal of mysterious leaders who, in Khrushchev’s text, would eventually “bury us.” Of course experienced I bothered, I could have uncovered significantly much more about the truth of the matter of the Kremlin, though its image most likely would not have changed significantly in my creativity.

The word by itself is much more of a generic description than an genuine title, fairly the equal to the English word “citadel,” and as these is utilised to describe very similar sites in other Russian towns these as Yaroslavl and Smolensk. It is the just one in Moscow to which it just about invariably refers having said that, and it is that just one that pursuits us now.

Not too long ago I experienced the excellent fortune to take a look at Moscow and of course, could not have remaining devoid of dedicating a excellent little bit of time for a take a look at to the Kremlin. As I passed through the outer wall of the popular citadel, I could not enable but think that a couple of a long time before I would have been straight away arrested and by no means seen yet again experienced I basically gotten this much. Times have changed, having said that, and the at the time forbidden Kremlin is now just one of the city’s most well-liked tourist places. It is really not hard at all to see why as shortly as you go through its mighty partitions.

The to start with main attraction is located at the under street degree entrance to the popular Kremlin Museum, and if not for the normally long line of people…


Supply by David L Ryan

Be the first to comment - What do you think?  Posted by admin - at 6:07 pm

Categories: Health   Tags: , , , , , , , , , , , , , , , , , , , , , ,

The Actor As A Solution

The Actor As A Solution


An actor is a item as significantly as anything that is marked on the Online. If an Online marketer does not shift a specific item, or catch the attention of prospective buyers he or she will modify strategies. There is tons of guidance on the Online for sale or for free about promoting your item, but not a good deal about promoting actors. If the community does not buy a item on the Online no make any difference what you do to promote it, then it is a revenue-loser. If an actor can not produce dollars for the producer he is a revenue-loser.

If you choose a stroll down the listing of A Hollywood actors, you will locate various levels of acting faculty potential, but soonless these actors are all on Hollywood&#39s A listing simply because they command best dollars and they command best dollars simply because there is a realistic expectation that They will place bums in the seats, which is the only thing that matters in Show Company. Performing potential as judged by a drama trainer is considerably distinctive than the acting potential as judged by the marketplace location. Confusion for the actor comes about when he or she buys the total acting as an interpretative artwork type. Although it totally is an interpretative artwork type, I would advise that the audience is the true judge about what is superior or what is not.

There is a good deal of disdain from all those in the acting career for all those actors who are generating a good deal of revenue and what that seriously suggests is that there is a good deal of disdain for the audience that pays to see these players. In Canada, there is a total field…


[ad_1] by [ad_2]

Be the first to comment - What do you think?  Posted by admin - at 3:07 pm

Categories: Health   Tags: , , , , , , , , , , , , , , , , , , , , , ,

Nassau Reinsurance Group Holdings Completes Acquisition of Traditional Insurance Business from Universal American | Business Wire

Nassau Reinsurance Group Holdings Completes Acquisition of Traditional Insurance Business from Universal American | Business Wire

HARTFORD, Conn. & WHITE PLAINS, N.Y.–(BUSINESS WIRE)–Nassau Reinsurance Group Holdings, L.P. (“Nassau Re”) and Universal

American Corp. (NYSE:UAM) (“Universal American”) today announced the

successful completion of Nassau Re’s previously announced acquisition of

Universal American’s Traditional Insurance business.

The Traditional Insurance business consists of a closed block of

insurance products, including approximately 150,000 insurance policies

across Medicare supplement, life insurance, long-term care, disability

insurance and other specialty health policies. Under the terms of the

agreement, Nassau Re acquired all of the shares of Constitution Life

Insurance Company (“Constitution Life”) and The Pyramid Life Insurance

Company, as well as the Traditional Insurance business written by

American Progressive Life & Health Insurance Company of New York on a

100% coinsurance basis. Going forward, these businesses will operate

under the Constitution Life brand as a privately held, wholly owned

subsidiary of Nassau Re.

At closing, Nassau Re paid approximately $30.5 million in cash, which is

subject to post-closing price adjustments. As part of the transaction,

Nassau Re contributed more than $20 million of new equity capital at

closing to strengthen the businesses and support strategic growth


“This latest acquisition further rounds out Nassau Re’s suite of

capabilities, which now covers life insurance and annuity products, life

insurance sales and distribution, asset management, policyholder

administration, and onshore and offshore reinsurance capabilities,” said

Phillip J. Gass, Nassau Re’s Chairman and CEO.

“In addition to providing stable profitability and predictable cash

flows to the Nassau Re group, Constitution Life highlights our ability

to creatively structure a transaction in order to provide a full and

complete exit to Universal American for their non-strategic business

lines. With its new equity capital and additional unfunded capital

available to Nassau Re, this business is well-positioned to continue

pursuing select closed block reinsurance transactions of long tail

liabilities,” Mr. Gass said.

Richard A. Barasch, Chairman and CEO of Universal American, commented,

“Our core strength is our proven ability to partner with providers,

especially primary care physicians, to improve health outcomes while

reducing costs in the Medicare population. With the sale of our

Traditional Insurance business, we can better concentrate our efforts on

growing our Medicare Advantage and Medicare ACO businesses.”

Nassau Re also announced today that Leland C. Launer, Jr., a Managing

Director of Nassau Re, will also serve as President of Constitution

Life, based in Lake Mary, Florida. Mr. Launer most recently served as

CEO and President of Fidelity & Guaranty Life (NYSE:FGL).

The closing of this transaction follows the receipt of regulatory

approvals from the states of New York, Texas and Kansas and the Cayman

Islands Monetary Authority.

Debevoise & Plimpton LLP acted as legal advisor to Nassau Re, and Locke

Lord LLP acted as legal advisor to Universal American.

About Nassau Re
Nassau Re currently has assets exceeding $17

billion, and focuses on building a franchise across the insurance value

chain. Nassau Re’s extensive experience as owner-operators of numerous

insurance and financial services businesses provides a competitive

advantage in building a unique platform over the long term. Subsidiaries

currently include The Phoenix Companies, Inc., Saybrus Partners, Inc.,

Nassau Asset Management, LLC, Nassau Re (Cayman) Ltd. and Constitution

Life Insurance Company. Nassau Re was founded in 2015 with an initial

capital commitment of $750 million provided by Golden Gate Capital. For

more information, visit

About Universal American Corp.
Through its family of

healthcare companies, Universal American provides health benefits to

people covered by Medicare. The company is dedicated to working

collaboratively with healthcare professionals, especially primary care

physicians, in order to improve the health and well-being of those they

serve while reducing healthcare costs. More information about Universal

American is available at

Be the first to comment - What do you think?  Posted by admin - at 3:00 pm

Categories: Health   Tags:

Insurance Jargon Discussed and Decoded

Insurance Jargon Discussed and Decoded


Accidents come about. It is just a fact of lifestyle. Safety is the most effective prevention, but occasionally the inescapable cannot be prevented. Getting insurance plan is a worthwhile investment for defending you and your liked ones. Nevertheless, acquiring insurance plan of any sort can require a whole lot of jargon that is not normally easy to grasp. Just before taking the leap into month-to-month payments, teach your self so that you get a system that is effective most effective for you. An insurance plan agent can assist fill in the gaps, but down below is a team of phrases to turn out to be acquainted with. Even if you presently have a system, this tutorial can assist you much better understand the terminology.

General Terms

A top quality is the volume of revenue that will have to be paid to the insurance company who delivers coverage. This rate is ordinarily owing on a month-to-month basis. To attain a decrease top quality, shop all over for the most effective probable quote and attempt to sustain a very good credit score record. The deductible is the part of revenue that you, the policyholder, will have to pay in the circumstance of an incident. The insurance company is then liable for masking the remainder of prices. Usually, greater deductibles outcome in decrease premiums. If you make your mind up to go this route, make absolutely sure that you have adequate revenue set aside to include your greater deductible. A declare is a request produced by the policyholder if an incident happens. This request is for prices to be protected by the insurance company. The adjuster is the individual who analyzes a declare and delivers recommendations for a settlement dependent on the injury and plan. Favored Threat is the term for when…


[ad_1] by [ad_2]

Be the first to comment - What do you think?  Posted by admin - at 2:59 pm

Categories: Health   Tags: , , , , , , , , , , , , , , , , , , , , , ,

Raceway Insurance: Race Car or truck Driver, Car or truck and Animal Racetracks

Raceway Insurance: Race Car or truck Driver, Car or truck and Animal Racetracks


There is no doubt that racing – no matter if by automobile, bike, truck or other auto or animal – is a quite hazardous activity. It is for this motive that insurance policy coverage is so essential for the driver and track proprietor or sponsor.

Racing Car or truck Driver Insurance

Acknowledged in the marketplace as Ad&D Protection, this insurance policy is intended especially for the racing vehicle motorists. Giving accident and health coverage for competing motorists, the providers that generate this variety of indemnity are most likely in the market place for other sporting industries. In regard to racing vehicle motorists, incapacity restrictions differ according to each particular person insurer.

Car or truck Racetrack Insurance

If you have at any time been element of the enthusiastic viewers viewing a vehicle, bike or any other leisure auto race, you can effectively understand that there are important dangers to safety. Substantially like any highly populated sports function, there is the challenges relevant to group handle and bleacher hazards. In regard to third-celebration injury promises, auto racetrack insurance policy addresses the homeowners and/or sponsors at the rear of the function.

Certain scenarios in which a lawsuit could be initiated by an hurt spectator consist of:

• When a grandstand or bleacher folds and falls
• When a member of the group is impacted by a collaborating vehicle collision or accident
• When anyone seeing a exercise session or genuine race is damage by particles hurled as a result of an accident

This certain coverage does not consist of safety for homeowners of automobiles or sports vehicle…


[ad_1] by [ad_2]

Be the first to comment - What do you think?  Posted by admin - at 5:41 am

Categories: Health   Tags: , , , , , , , , , , , , , , , , , , , , , ,

PatientFocus Announces Name Change and New Corporate Offices | Business Wire

PatientFocus Announces Name Change and New Corporate Offices | Business Wire

NASHVILLE, Tenn.–(BUSINESS WIRE)–Medical billing company PatientCredit has changed its name to PatientFocus,

to better reflect its mission of “putting the patient first” and its

exclusive focus on patient-pay. PatientFocus has tripled clients in 2012

and now serves more than 50 client sites in seven states. To respond to

its rapidly growing client base, the company’s employee roster has grown

three-fold, and the company has moved to new office space in downtown

Nashville, doubling its square footage.

Serving as an outsourced extension of the health care billing office,

PatientFocus provides full-service patient-pay account management

(payments due after insurance and before bad debt) to hospitals,

physician groups and other providers. PatientFocus offers every patient

flexible, interest-free payment options without a credit check, and

manages all patient communications: statements, inbound/outbound

telephone follow-up and online payment options. Current clients include

leading national healthcare corporations Anesthesia

Medical Group, e+CancerCare

and Optimal Radiology.

High-deductible health plans, higher co-pays, and coinsurance are the

new normal, and most providers must now collect a greater percentage of

revenue from patients (vs. relying solely on insurance). This trend

shows no sign of slowing. Patient balances typically comprise 20 percent

of the total bill, yet can be five times as difficult to manage and

collect, creating a paradox of value for the billing office. This is

where PatientFocus comes in.

“Healthcare providers appreciate PatientFocus because we bring the

capacity and focus necessary to maximize the value of patient-pay

receivables while freeing up time for the billing office to focus on

larger insurance claims. Patients also appreciate the PatientFocus

approach, which always features outreach from a financial counselor

sympathetic to their concerns, knowledgeable about their bills, and

willing to be flexible with payment plans that fit within their means,”

explained David

E. Frederiksen, PatientFocus founder and CEO.

PatientFocus alleviates the burden of managing patient-pay from the

billing office, and provides a simple platform that not only answers

patient questions in a way that reduces stress and confusion, but also

increases patient satisfaction and enhances patient-pay revenues. The

platform works seamlessly with any billing or EHR system.

“When PatientFocus handles all patient statements and communications,

providers still maintain control of patient accounts but reduce the

workload for the business office,” continued Frederiksen.

Leveraging technology to reach patients via text, email and post,

patient outreach begins with client-branded statements that offer

payment options in a clear and concise way and direct patients to a

payment portal. Patients can select payment plans online via their

smartphone or computer, and can always pay over time, interest-free, in

any way they choose, including check, credit card, bank draft, Health

Savings Account, and even PayPal.

Patients can also contact PatientFocus’ multi-lingual financial

counselors via phone, text or online with any questions. Working

directly from PatientFocus’ downtown headquarters, every counselor has

insurance billing experience and is specially trained to treat patients

with respect and understanding.

Funded with $1 million from veteran healthcare investors, PatientFocus

is profitable, with the company’s revenues tripling since the beginning

of 2012. Frederiksen launched the company in 2010 with Evan

Austill, PatientFocus COO, fellow Vanderbilt University MBA

graduate and co-founder.

The PatientFocus board comprises well-known healthcare executives and

medical experts, including: Jim Lackey, founder and former CEO of

Passport Health Communications and current CEO of EnableComp; Luke

Simons, former managing partner of J.C. Bradford & Co.; and Dr.

Rand Frederiksen, a cardiologist with more than 40 years of

experience as a health care provider and managing partner for his

physician practice group.

About PatientFocus

Located in Nashville, PatientFocus is a medical billing company focused

exclusively on self-pay and patient-pay accounts after insurance and

before bad debt collections. PatientFocus functions as an outsourced

extension of its clients’ billing office, providing every patient

flexible, interest-free payment options without a credit check.

PatientFocus manages 100 percent of patient communications, including

statements, inbound and outbound telephone follow-up, and online payment

options. Online:

Be the first to comment - What do you think?  Posted by admin - August 30, 2017 at 11:34 pm

Categories: Health   Tags: , , , , , , ,

Efficient E-mail

Efficient E-mail


Examining email much too often is a sizeable efficiency drain. E-mail by its pretty mother nature isn’t commonly urgent unless of course it truly is your overall work, this sort of as answering client guidance emails. In this article are some recommendations to prevent email from using much too large a chunk out of your working day.

1. Decide in progress just when you may check email.

Really don’t check email haphazardly. You can easily squander 30-60 minutes for every working day examining email much too often. In most scenarios you really should be fantastic examining your email 3x for every working day most. I ordinarily check mine in the early morning, at lunch, and at the end of the workday. And that’s only if I’m included in lively open-loop communications. If I don’t have any lively open loops, then I will commonly check email the moment or twice a working day. Take care of your email in batches to improve your performance.

Experiment with how often you definitely need to check email. Comprehend that you might be having to pay a efficiency rate the extra often you check it. Curiosity is not a great adequate rationale to check email. Have a genuine business rationale for examining email as often as you do. See how sometimes you can thrust it with no creating problems. For quite a few people the moment a working day or even the moment each two days will get the job done just fantastic.

As soon as you check email in the early morning, promise yourself that you will not likely check it again until the end of the working day, and set a precise time. I will check my email twice right now, so I will not likely check it again until immediately after six:00pm. If it truly is right before that time, I will not likely allow for myself to check it.

If you get addicted to examining your email…


[ad_1] by [ad_2]

Be the first to comment - What do you think?  Posted by admin - at 11:32 pm

Categories: Health   Tags: , , , , , , , , , , , , , , , , , , , , , ,

Take Care Health Systems Expands Treatment for Skin Conditions and Minor Injuries | Business Wire

Take Care Health Systems Expands Treatment for Skin Conditions and Minor Injuries | Business Wire

CONSHOHOCKEN, Pa.–(BUSINESS WIRE)–Take Care Health Systems, a wholly-owned subsidiary of Walgreens

(NYSE:WAG) (NASDAQ:WAG) and the largest and most comprehensive provider

of convenient care clinics and worksite health and wellness centers in

the country, is now offering a new set of procedures for skin conditions

and minor injury treatments.

As part of this expansion of services, Take Care Clinics now offer the

following procedures:

  • Wart removal with Cryotherapy

  • Skin tag removal

  • Closure of minor cuts with Dermabond®

  • Treatment of skin irritations (Contact Dermatitis)

  • Expanded scope of skin evaluation and treatment for skin infections,

    injuries and rashes

Take Care Clinics provide access to high-quality, convenient and

affordable health care to meet the needs of patients and their families.

The addition of these new services is a result of feedback from

patients, Take Care Health Providers and recent research which

identified a desire for the treatment of these types of skin conditions

in the convenient care setting. According to the Department of Health

and Human Services, over 48 million skin examinations are conducted each

year, which result in 3.2 million viral wart procedures and 3.3 million

skin tag removals.

“Patients are very satisfied with the service and offerings at Take Care

Clinics, and we’ve found that they are looking for additional

high-quality, convenient and affordable treatment options in our care

setting,” said Peter Miller, Take Care Health Systems’ president and

CEO. “We will continue to evaluate and implement new services which meet

the needs of patients and can be offered with clinical excellence at

Take Care Clinics.”

Take Care Clinics are professional walk-in health care centers open

seven days a week, with extended evening and weekend hours. Clinics are

staffed by board certified nurse practitioners and physician assistants

who treat patients 18 months and older for common illnesses such as

strep throat, ear and sinus infections, pink eye and poison ivy, and are

able to write prescriptions when necessary. The clinics also offer

preventative services, such as camp, sport and back-to-school physicals;

men’s and women’s health evaluations and vaccinations including GARDASIL

(HPV), Menactra (Meningitis), the Shingles vaccine and others.

Take Care Health Systems encourages all patients to have a health care

home, a primary care provider they see for ongoing medical needs and

routine exams. If a patient’s condition falls outside the scope of

service at a Take Care Clinic, the patient is referred to an appropriate

site for care, such as a primary care provider or specialist.

“Take Care Health Systems employs exceptional health care professionals

who are educated and prepared to offer high-quality treatment for an

array of skin conditions,” said Sandra Ryan, RN, MSN, CPNP, FAANP and

chief nurse practitioner for Take Care Health Systems. “If a patient at

a Take Care Clinics is seeking treatment for a condition that falls

outside of our scope of service, our clinicians expertly advocate for

patients, making sure they get the right care, in the right place, at

the right time.

Take Care Health Systems currently manages 345 Take Care Clinics at

Walgreens drugstores in 35 markets across 19 states, including locations

in: Atlanta, Boulder-Longmont, Colo., Chicago, Cincinnati, Cleveland,

Columbus, Ohio, Denver, Fort Lauderdale, Green Bay, Wis., Houston,

Indianapolis, Jacksonville, Kansas City, Knoxville, Las Vegas,

Louisville, Madison, Wis., Memphis, Miami, Milwaukee, Nashville, Tenn.,

New Orleans, Orlando, Fla., Oshkosh, Wis., Peoria, Ill.,

Philadelphia-area, Phoenix, Pittsburgh, Rockford, Ill., St. Louis,

Tampa, Fla., Topeka, Kan., Tucson, Ariz., West Palm Beach, Fla. and

Wichita, Kan.

About Take Care Health Systems

Take Care Health Systems (,

a wholly owned subsidiary of Walgreens and part of Walgreens Health and

Wellness division, is the largest and most comprehensive manager of

worksite health and wellness centers and convenient care clinics in the

country. TCHS is comprised of Take Care Consumer Solutions (

and Take Care Health Employer Solutions (

Take Care Consumer Solutions manages Take Care Clinics at select

Walgreens drugstores throughout the country. Patient care at each of the

Take Care Clinics is provided by Take Care Health Services, an

independently owned state professional corporation established in each

market. Take Care Health Employer Solutions manages primary care, health

and wellness, occupational health, pharmacy and fitness centers at large

employer campuses. Combined, Take Care Health Systems manages more than

700 worksite and retail health care centers.

About Walgreens

Walgreens (

is the nation’s largest drugstore chain with fiscal 2008 sales of $59

billion. The company operates 6,857 drugstores in 49 states, the

District of Columbia and Puerto Rico. Walgreens provides the most

convenient access to consumer goods and services and cost-effective

pharmacy, health and wellness services in America through its retail

drugstores, Walgreens Health Services division and Walgreens Health and

Wellness division. Walgreens Health Services assists pharmacy patients

and prescription drug and medical plans through Walgreens Health

Initiatives Inc. (a pharmacy benefit manager), Walgreens Mail Service

Inc., Walgreens Home Care Inc., Walgreens Specialty Pharmacy LLC and

SeniorMed LLC (a pharmacy provider to long-term care facilities).

Walgreens Health and Wellness division includes Take Care Health Systems.

Be the first to comment - What do you think?  Posted by admin - at 5:05 pm

Categories: Health   Tags: , , , , , , , , , , ,

How to Remove Pores and skin Tags – It is Not Hard

How to Remove Pores and skin Tags – It is Not Hard


For lots of people today skin tags show up on a typical foundation on their human body, and as people today age, they could all of a sudden begin creating them, and according to in which they are situated, they can be eradicated are still left on your own. How to take out skin tags is not complicated, particularly if you can capture them when they are very small.

There are quite a few distinct approaches you can use in purchase to take out skin tags that are very small. There are plenty of organic concoctions on the sector nowadays very similar to these that are applied for warts. Just be very careful, according to in which the skin tag is, these organic solutions can irritate the bordering skin.

Also, if you can capture them when they are very small a lot less than a centimeter or a millimeter, you can use a pair toenail clippers or fingernail clippers. But make sure that you get the very base of the skin tag, in any other case, it could develop back. This is an easy way to do it, it will harm but not considerably more than it does to pluck your eyebrows. Also, if you suspect that it really is heading to be bleeding, you need to discuss with your medical professional prior to you use this skin tag self removal method.

For these skin tags that are a little bit larger, and some of them can grow to be golf ball sized, you might be heading to require your medical professional. There are quite a few distinct approaches your medical professional could use, and most skin tags are viewed as benign and noncancerous your health and fitness insurance policy could take into account this an elective surgical treatment, or it could be included.

According to your medical professional they could use cauterization, cryosurgery, ligation, or…


[ad_1] by [ad_2]

Be the first to comment - What do you think?  Posted by admin - at 5:05 pm

Categories: Health   Tags: , , , , , , , , , , , , , , , , , , , , , ,

Next Page »